The Priority Sector Lending Guidelines have been updated by the RBI and will go into effect on April 1, 2025

The Banking Regulation Act of 1949 provided the authority for the guidelines' release. Section 56 is read in conjunction with Sections 21 and 35A.

Revised Guidelines

Raising several loan limits: Up to ₹25 lakh is available to people for education, including career training.

Social infrastructure, like constructing schools and drinking water facilities, can be funded with up to ₹8 crore per borrower.

Other: Housing loan limits, agricultural loan limits, etc.

With a focus on "Renewable Energy," the maximum amount is ₹10 lakh for individual families and ₹35 crore for public utilities and power generators that use renewable energy, like electrifying remote villages and installing street lighting.

Changes to the Sector of Total Priority for the Primary (Urban) Cooperative Bank (UCB) PSL objective: 60%

• 7.5% are microbusinesses.
• Advances to Weaker Sections: 12%

The category of "Weaker Sections" has been extended to include:

In addition to the previously mentioned groups, it now includes transgender people: ♦ small and marginal farmers; ♦ distressed farmers with debts to non-institutional lenders; ♦ artisans; ♦ individual members of SHGs or Joint Liability Groups; ♦ Scheduled Castes & Scheduled Tribes; ♦ individuals with disabilities; ♦ minority communities as reported by the Indian government; ♦ individual women beneficiaries up to ₹2 lakh (UCBs are exempt from this cap).